March 25, 2008
Education, Internet Marketing
It’s so tough to pick a career in this day and age and stick with it especially with the way the economy has been. Things are looking down, people are losing their jobs and there’s little or nothing that can be done to stop it without some hard work by good ole’ America!
So, what do you do if you are searching for the perfect career or if you are in college and not sure what you want to do when you grow up? Get into Internet marketing at some capacity. No joke…it is the best decision I’ve ever made (with the exception of proposing to my fiance Wendi).
I don’t care what kind of business you have…automotive, retail, financial or anything else…you can get hit by the recession. So can Internet marketers but the difference is they can pick themselves up much quicker. Internet marketing and website development is an essential piece of every company in this day and age. How many successful businesses do you know out there with no website? Not many, right? Yes, there are a few businesses that are run the old fashion way but the majority of businesses are now moving to the web and what does that mean? MORE INTERNET MARKETING JOBS than there are Internet marketing professionals. There is a shortage of qualified Internet marketing professionals.
There are so many pros of working your way into Internet marketing, I can’t even list them all here. A few of the big ones are:
- You have a skill not many people know much about. This is great for job security.
- Internet marketers get paid well. You can make a GREAT living with Internet marketing. It’s not uncommon to make between $80-$120K with just 5 years of experience. Keep expanding your skill set and you will make even more.
- Internet marketers can work from tree houses if they had to. We are a mobile bunch and all we need is a laptop and Internet connection and we are good to go.
- We can substantially increase a companies revenue and profits with our expertise. Many people do not know that Internet marketing has a GREAT ROI compared to print media and other traditional methods of advertising. If they could only see through the confusion of Internet marketing and give it a try…they would see the light and what it can do for their business.
- Even if you have a full time job, you can still do side Internet marketing projects and make a nice chunk of money throughout the year on top of your full time salary. Now we’re talking early retirement!!!
- It’s an all around fun profession. I truly enjoy it and love to learn new things each day about Internet marketing and new strategies to execute.
- There are not many other professions where you can work 10 hours or so a week and make more than most people do in a month.
If you are seriously considering a career change or if you are still in college searching for what you want to do…look into Internet marketing. I promise you will be pleased at what you find.
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February 22, 2008
Education, Personal Finance
If you are one of the millions of students who rely on student loans to fund your education, you might want to consider alternative methods soon. According to The coming student loan crunch by Liz Pulliam Weston, a student loan crunch is on it’s way. This is a sign of our economic state and a sign of the upcoming future of educational funding.
Students trying to get loans in the near future might run into:
- Higher loan costs.
- Fewer lenders, which could mean tens of thousands of college students scrambling at the last minute to find money.
- Tougher standards that could prevent some students from borrowing at all.
This is not good news if you are an upcoming student or plan to further your education in the near future. But, there are other methods of funding your education.
- Work out a payment plan with the college or university. Many colleges and universities have payment plans that you can sign up for that allow you to pay your tuition on a monthly, quarterly or semester basis. This can be a very manageable option if your tuition is not sky high.
- Use a low interest credit card.Federal loans generally have low interest rates but if you opt for a private loan, these rates are often higher than what you would see on a credit card and you will be overwhelmed with interest payments just like a high interest credit card. If you choose this option, make sure you read all the terms of the credit card and make sure you pick the right one for your situation. Once again, this option is probably best suited for lower tuition costs.
- Borrow money from a friend or family member. Just like a student loan agreement you can borrow money from friends or family and draft a re-payment agreement to make it a bit more formal. This can be a great option as family members will be more trusting that a bank if you are a responsible individual. This can also be a great way to learn money management skills.
- Start a business. If you are business savvy, you can start your own side business to put yourself through college. Many students now pay for their own education by creating Internet start-up companies that provide online revenue. There are a world of Internet related businesses you can start and many you can get off of the ground with very minimal cost. For example, if you are a web developer or designer, you could do side website projects to pay your tuition or you could create a website around one of your interests that place affiliate advertising on it to create revenue. The possibilities are endless.
- Join the work/study program at your college or university. This is a great option for paying college tuition and fees. You will work a set amount of hours per week or month and in return, all or part of your college expenses will be paid for.
- Break into that mutual fund or stock stash. Many college bound students have mutual funds or stocks that were given to them as gifts while growing up. It might be a wise investment to sell these off and take the cash to fund your education. Be sure to check if there are any early withdrawal penalties and also the tax implications.
There are many other options as well. You can also combine a few of these methods to create enough cash to pay for school. Just think out of the box and you might find your solution to pay for school without having to take out student loans.
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